Junior Achievement

Upon entering JA Finance Park, each student is provided a tablet with a randomly generated unique “life persona” – a personal profile with the details of their “adult life”, including job title, annual salary, age, marital status, debt, savings and credit score.


Led by their volunteer facilitator, students visit life-like store fronts, exploring the advantages and disadvantages of the line items in their monthly budget. They will make choices on transportation, groceries, buying or renting a home, obtaining loans, insurances, savings accounts, investments and charities– balancing up to 22 expenses without exceeding their budget.

By the end of the simulation, students recognize that the decisions they make about education and career will have an impact on their potential income and quality of life.